Tracy was a managing director at JPMorgan Investment Bank's Financial Institutions Group. Last July, he retired after having been at the firm 27 years. He was involved in corporate finance and was head of risk management for a client base of over 200 securities firms, broker/dealers, futures firms and exchanges. Tracy received an MBA in finance from Columbia University and graduated from Yale University with a BA degree in mathematics and economics. He was a member of the corporate advisory board for The Consortium from 1994-2008 and a member of The Consortium's board of trustees from 2001-2004. He received the Peter Thorpe Consortium Leadership Award at The Consortium's Orientation Program in 2002. Tracy is one of the founding members of the Consortium Finance Network.